Investor & Crypto Risk Hub

Read this before anything else.

Every piece of investing or crypto content on this site — pages, articles, newsletter issues, social posts — is published under the disclosures on this page.

Important — not financial advice

Nothing published here is investment, legal, tax or financial advice, and nothing is a solicitation to buy or sell any asset. Crypto assets are high-risk and you can lose 100% of your capital. Do your own research and speak to a licensed professional in your own jurisdiction.

Risk disclosures

What can go wrong.

Total loss of capital

Crypto assets can and do go to zero. Never allocate money you cannot afford to lose entirely, including funds needed for living costs, debt service or business operations.

Extreme volatility

Double-digit daily drawdowns are normal in this asset class. Position sizing shown in any commentary reflects a personal risk tolerance that may be far higher than yours.

Liquidity & counterparty risk

Exchanges, custodians, bridges and stablecoin issuers can fail, freeze withdrawals or be hacked. Self-custody carries its own risk of irrecoverable key loss.

Regulatory risk

Rules covering crypto, cross-border transfers and capital controls change quickly and differ sharply between Tunisia, Canada, the EU and the US. A product legal in one may be restricted in another.

Currency risk

Commentary spans the Tunisian dinar and Canadian dollar. FX moves can erase or amplify a nominal gain, and dinar convertibility is subject to local exchange controls.

No fiduciary relationship

Reading this site, subscribing to the newsletter or messaging me does not create an advisory, brokerage or fiduciary relationship of any kind.

Jurisdiction notes

Where this content applies — and where it doesn't.

Tunisia

Crypto assets are not legal tender and foreign-exchange rules restrict cross-border transfers. Nothing here is an offer of financial services under Tunisian law, and no licence is held or claimed with the Conseil du Marché Financier.

Canada

No registration is held as a dealer, adviser or investment fund manager with any provincial securities commission or with the CSA. Content is general commentary published for a general audience, not tailored advice to any resident of any province.

European Union / EEA

Nothing on this site is a marketing communication under MiCA or MiFID II, and no crypto-asset service is offered to EU residents.

United States

Content is not directed at US persons. No securities, futures or crypto product is offered or solicited, and no SEC, FINRA or CFTC registration is held.

Everywhere else

If your local rules prohibit access to content of this kind, do not rely on it. Local law always takes precedence over anything published here.

Performance figures

Any returns, trades, portfolio weightings or venture metrics shown are historical, may be unaudited, may exclude fees, taxes and slippage, and are not a reliable indicator of future performance. Screenshots and dashboards are illustrative only.

Conflicts of interest

I may hold positions in assets discussed, and I own or advise the ventures featured on this site. Some links may be affiliate or partner links. Assume a conflict exists unless stated otherwise.

Related legal pages

Everything else, in one place.

Last updated July 2026. These disclosures may be amended at any time; the version published here is the version that applies. By continuing to use this site you accept them in full.